For some patients, dental insurance is a great way to make getting the dental care you need more affordable. But if you’re thinking of getting dental insurance, you’ll want to do plenty of research to find the right provider and plan – your pearly whites and your wallet will thank you! To help, our team at Royal Lane Dental Center has put together a list of three questions you should ask when choosing a dental insurance provider and plan.

1. Can I Choose My Own Dentist?

Much like medical insurance, dental insurance plans may require you to visit a dentist that accepts your plan. Other plans may be more flexible or give you a wider range of dentists to choose from. Our office accepts BlueCross BlueShield, Cigna, Delta, Humana, and Metlife.

2. What Preventive Services Are Covered?

Because many common dental problems can be avoided with good preventive care, you’ll want to make sure your dental insurance plan has you covered. Generally, plans will come with a series of preventive care services, including routine checkups, cleanings, and X-rays – but these vary between plans. So, be sure to check that your plan includes the necessary services to keep your teeth healthy and strong.

3. Is My Coverage Limited to the Cheapest Option?

Whenever our expert dentists recommend a certain dental treatment to a patient, their first question is often: “What are my options?” This is when it comes in handy to know whether your insurance plan requires that you receive the cheapest treatment option available, or if you can instead select one that may be more in-line with your smile goals and comfort.

More Questions? Ask Us!

Depending on the plan, dental insurance could be a cost-effective way for you and your family to reduce your oral health expenses. However, dental insurance may not be the right option for some patients. Because we want all our patients to have access to affordable dental care, we offer a variety of payment options. To learn more about the dental insurance we accept and the other financial options we offer, contact us today.